In my experience, there are usually two ways to learn any given lesson: the easy way (through advice), and the hard way (through experience).
More specifically, here are the two ways to learn that a main-street credit freeze can turn into a severe recession, or worse:
Method 1: Listen to those who already know what happens and how to prevent the consequences, add that to one's knowledge base, then act on their advice to prevent the consequences;
Method 2: Play political chicken with the economy, refuse to relieve the credit freeze, experience the subsequent consequences, then add that experience to one's knowledge base.
Our esteemed House of Representatives has chosen Method 2 for learning what happens. Today (Monday) we needed Kumbaya around the campfire, but instead we got the same old partisan rants and venom -- the same old win/lose game, instead of win/win leadership.
I wish I could say I am surprised. But I'm not.
Get ready for what could turn out to be a lengthy educational experience, thanks to our expert politicians: Nancy Pelosi, John Boehner, Newt Gingrich, Barney Frank, and a host of others in and around the House of Representatives.